Swiss­FEX AG is a public limi­t­ed com­pa­ny based in Zurich and ope­ra­tor of an inde­pen­dent bro­kera­ge plat­form for mor­tga­ges. It was estab­lished in 2019 as a whol­ly owned sub­si­dia­ry of Swiss Life Ltd.

The SFX plat­form is used by many dif­fe­rent finan­cing part­ners. For each finan­cing pro­ject, offers can be com­pared com­pre­hen­si­ve­ly and in real time. Our sales part­ners and the Swiss­FEX Ser­vice Cen­ter take over many admi­nis­tra­ti­ve acti­vi­ties for our finan­cing part­ners. This gene­ra­tes savings that our finan­cing part­ners can pass on with attrac­ti­ve terms.

The SFX bro­kera­ge plat­form is available exclu­si­ve­ly to pro­fes­sio­nal mor­tga­ge bro­kers. Becau­se we are con­vin­ced that com­pre­hen­si­ve advice and sup­port during the finan­cing pro­cess is indis­pensable. Swiss­FEX acts exclu­si­ve­ly as a plat­form ope­ra­tor and does not have its own sales force. Our renow­ned sales part­ners have a den­se net­work of bran­ches throug­hout Switz­er­land.

Swiss­FEX recei­ves lar­ge­ly stan­dar­di­zed com­mis­si­on rates from all affi­lia­ted len­ders (banks, insu­rance com­pa­nies and pen­si­on funds). This coun­ter­acts a con­flict of inte­rest in the con­sul­ta­ti­on. Mor­tga­ge offers on the SFX plat­form are pre­sen­ted in a neu­tral way in terms of quan­ti­ty (e.g. inte­rest rates) and qua­li­ty (e.g. legal clau­ses in the mas­ter agree­ment). This enables our bro­kera­ge part­ners to pro­vi­de inde­pen­dent and trans­pa­rent cus­to­mer advice.

When a mor­tga­ge is suc­cessful­ly con­cluded, Swiss­Fex recei­ves a bro­kera­ge com­mis­si­on from the lin­ked finan­cing part­ners (banks, insu­rance com­pa­nies and pen­si­on funds). Part of this bro­kera­ge com­mis­si­on flows to our bro­kera­ge part­ners as clo­sing com­mis­si­on.

Your data is encrypt­ed using sta­te-of-the-art pro­ce­du­res and stored exclu­si­ve­ly in Switz­er­land.